As a journalist, I am happy to provide you with a list of the top 10 budgeting apps that you can use today. These apps can help you monitor your spending, set savings goals, and keep better track of all your financial accounts.

1. Mint: Mint is a popular budgeting app that allows you to track your spending, create a budget, and set financial goals. It also provides personalized financial advice based on your spending habits.

2. YNAB (You Need A Budget): YNAB is a budgeting app that uses a zero-sum system of budgeting, which involves finding a purpose for every dollar of income you have. It also offers financial education resources to help you improve your financial literacy.

3. PocketGuard: PocketGuard is a budgeting app that helps you track your spending and create a personalized budget. It also provides alerts when you are close to overspending in a particular category.

4. Personal Capital: Personal Capital is a budgeting app that offers investment management services in addition to budgeting tools. It also provides a net worth tracker and retirement planning tools.

5. Goodbudget: Goodbudget is a budgeting app that uses the envelope budgeting system, which involves dividing your income into different categories and allocating a specific amount to each category. It also allows you to sync your budget with your partner or family members.

6. Clarity Money: Clarity Money is a budgeting app that helps you track your spending, cancel unwanted subscriptions, and negotiate bills. It also provides personalized financial advice based on your spending habits.

7. Wally: Wally is a budgeting app that allows you to track your spending, set savings goals, and scan receipts. It also provides insights into your spending habits and allows you to categorize your expenses.

8. Honeydue: Honeydue is a budgeting app that allows you to sync your budget with your partner or family members. It also provides bill reminders and alerts when you are close to overspending in a particular category.

9. EveryDollar: EveryDollar is a budgeting app that uses a zero-sum system of budgeting, which involves finding a purpose for every dollar of income you have. It also offers financial education resources to help you improve your financial literacy.

10. Mvelopes: Mvelopes is a budgeting app that uses the envelope budgeting system, which involves dividing your income into different categories and allocating a specific amount to each category. It also allows you to sync your budget with your partner or family members.

It’s important to note that there is no one “best” budgeting app for everyone. It’s important to choose a budgeting app that meets your individual needs and preferences. Consider factors such as the features you need, user interface, and pricing when choosing a budgeting app.