Small Prepayments Can Reduce Your Home Loan Tenure Fast0

• Finance
• May 21, 2026

When you sign a twenty-year mortgage, the long repayment timeline can feel completely locked in. During the initial years of the loan, your monthly Equated Monthly Instalment (EMI) barely seems to dent the actual amount you borrowed. This slow progress happens because banking mathematics heavily front-loads your interest charges. Fortunately, you do not have to